Monday 24 November 2008

Nov Weekend in KL

came back form KL yest. had a fruitful time there wif some new experiences and new things learnt.

One main thing i got out from the weekend was what P. Cox said, "Dreams are free. So stop worrying about what other people think". I guess it's true in a sense. many of us are so preoccupied with current situations that we forget to look at what is it we wanted. when we were young, we wanted so many things. one of the dreams i had was to own and fly my own airplane. but somehow along the way we lost track of wat we have been hoping for. as we grow up, we tend to put our dreams aside and conform to societal norms. but now, i was remade to think, is normal wat i want?

"If you do not change directions, you'll end up where you are heading to"

do i want to continue working for the next 30 years of my life. do i wan the life of my boss now? coz if i continue in this path, chances are, i'll end up like my bosses. money wld be good, but no time to do anything i wan.
by the time i retire, i wld be 62? by then, wld i haf the energy to do wat i wan to do?
let's do some calculations. to maintain my lifestyle wen i retire i'd probably need a minimum of $3000/mth.
that is $36k p.a. let's say i would wan to live to 80 (insyaallah), tt means i need $648k wen i retire.
that is if i decide to work to 62. 62!! however if i retire early at 55, tt means i need to save $900k.
now i have 24 years to save that amount, wic means $37.5k/yr, wic works out to $3125/mth of savings???? or i cld save $1.7k/mth n work till 62. but wat if i live past 80? then i got no more money. then i muz go back to work?

now, all that doesn't seem to be attractive, does it? so what do i do? change. Invest the only asset i have now, Time. It's been said that people do not change because they do not want to face the truth. The truth for me now is, i do not like how the future is looking for me. there are a lot of things i want to do and i want to live my old age worry-free. there are many ways this can be done, but what is the best way?

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